How do you start a budget today so you can secure the future you want tomorrow?
I guess the first thing is writing down ALL your bills and income. Once you have all those written down they each get a priority, until all your bills are paid up to date and you can maintain payments with no problem. Our goal is to get 100% debt free, meaning no house payment and no car payment, but for now we have one of each. Many years ago, when we purchased our house we did so with a 15 year mortgage, which meant our payment each month was much larger than we wanted, but it has allowed us to pay MUCH less overall.
I will continue to share our evolving story of prioritizing money and what we spend it on. I will also share how we budget as we move from city living to Homestead living!